paypal scams.</a></p>\r\n<h2>How to Protect Your Business from Chargeback Scams</h2>\r\n<p>It is tough fighting chargeback fraud because the burden of proof lies with merchants who usually lose:</p>\r\n<ul>\r\n<li>Merchandise,</li>\r\n<li>Delivery costs,</li>\r\n<li>Money in refund fees by the bank that can be $20-$100.&nbsp;</li>\r\n</ul>\r\n<p>Here&rsquo;s how to prevent chargeback losses:</p>\r\n<ul>\r\n<li>Always ensure that the right shipping address is taken. Call or email to confirm before dispatching shipments. Check that the &ldquo;Bill To&rdquo; and &ldquo;Ship To&rdquo; addresses match.</li>\r\n<li>Demand proof from buyers who claim the package was damaged. Ask them to send photos.</li>\r\n<li>Never refund excess payments on <a title=\"paypal.com\" href=https://www.scamadviser.com/"paypal.com/" target=\"_blank\" rel=\"noopener\">PayPal</a>. Ask buyers to cancel it themselves.</li>\r\n</ul>"}}],"sidebarBlocks":[{"_template":"Small\\Content\\Cta","_identifier":"block-157084","data":{"title":"Report a Scam!","consumer":null,"description":"Have you fallen for a hoax, bought a fake product? Report the site and warn others!","image":"https://files.scamadviser.com/thumbs/tell-your-story-8910e.png_200x200.png","button":"Report a Scam!","link":"https://www.scamadviser.com/leave-review"}},{"_template":"Small\\Content\\Taxonomy","_identifier":"block-157123","data":{"title":"Scam Categories","taxonomies":[{"id":7,"name":"Scam Alerts (1025)","url":"https://www.scamadviser.com/articles/scam-alerts"},{"id":6,"name":"Scam Trends (372)","url":"https://www.scamadviser.com/articles/scam-trends"},{"id":8,"name":"Global Scam Country Guide (44)","url":"https://www.scamadviser.com/articles/global-scam-country-guide"},{"id":87,"name":"Product Reviews (43)","url":"https://www.scamadviser.com/articles/product-reviews"},{"id":88,"name":"Fact Check (43)","url":"https://www.scamadviser.com/articles/fact-check"},{"id":3,"name":"News about Scamadviser (42)","url":"https://www.scamadviser.com/articles/news-about-scamadviser"},{"id":5,"name":"Reliable Sites (37)","url":"https://www.scamadviser.com/articles/reliable-sites"},{"id":1,"name":"Tips & Support (32)","url":"https://www.scamadviser.com/articles/tips-support"},{"id":2,"name":"Research & Reports (26)","url":"https://www.scamadviser.com/articles/research-reports"},{"id":4,"name":"Advice for Companies (2)","url":"https://www.scamadviser.com/articles/advice-for-companies"}]}},{"_template":"Default\\Content\\Heading","_identifier":"block-59407","data":{"align":"left","text":"Help & Info","size":"large"}},{"_template":"Default\\Content\\Articles","_identifier":"block-157795","data":{"articles":[{"_template":"Home\\Articles","_identifier":"block-157824","data":{"title":"Scam Alerts","link":"https://www.scamadviser.com/articles/scam-alerts","icon":"fa-exclamation-triangle","bgImage":"https://files.scamadviser.com/uploads/img-scam-alert-f348b.svg"}},{"_template":"Home\\Articles","_identifier":"block-157839","data":{"title":"Learn Scams","link":"https://www.scamadviser.com/articles/scam-trends","icon":"fa-tags","bgImage":"https://files.scamadviser.com/uploads/img-learn-scam-737a6.svg"}},{"_template":"Home\\Articles","_identifier":"block-157854","data":{"title":"Reliable Sites","link":"https://www.scamadviser.com/articles/reliable-sites","icon":"fa-check-circle","bgImage":"https://files.scamadviser.com/uploads/img-website-213fb.svg"}},{"_template":"Home\\Articles","_identifier":"block-157869","data":{"title":"Advices","link":"https://www.scamadviser.com/articles/advice-for-companies","icon":"fa-comment","bgImage":"https://files.scamadviser.com/uploads/img-advice-f32d8.svg"}},{"_template":"Home\\Articles","_identifier":"block-157884","data":{"title":"Studies","link":"https://www.scamadviser.com/articles/research-reports","icon":"fa-search","bgImage":"https://files.scamadviser.com/uploads/img-report-ebc61.svg"}},{"_template":"Home\\Articles","_identifier":"block-161131","data":{"title":"Global Scams","link":"https://www.scamadviser.com/global-scam-country-guide","icon":"fa-globe","bgImage":"https://files.scamadviser.com/uploads/img-global-scam-005ad.svg"}}],"buttonText":"See all","buttonLink":"https://www.scamadviser.com/help-info"}},{"_template":"Default\\Content\\Heading","_identifier":"block-167997","data":{"align":"left","text":"Top Safety Picks","size":"large"}},{"_template":"Default\\Content\\Lists","_identifier":"block-167811","data":{"heading":"Your Go-To Tools for Online Safety","hint":"Disclaimer: Some of the links here are affiliate links. If you click them and make a purchase, we may earn a commission at no extra cost to you.","description":null,"listItems":[{"_template":"Default\\Items\\ListItem","_identifier":"block-167891","data":{"title":"ScamAdviser App - iOS","titleUrl":"https://apps.apple.com/us/app/scamadviser/id6480509109","linkTarget":"1","text":"Your personal scam detector, on the go! Check website safety, report scams, and get instant alerts. Available on iOS"}},{"_template":"Default\\Items\\ListItem","_identifier":"block-167944","data":{"title":"ScamAdviser App - Android","titleUrl":"https://play.google.com/store/apps/details?id=com.tech.scamadviser","linkTarget":"1","text":"Your personal scam detector, on the go! Check website safety, report scams, and get instant alerts. Available on Android."}},{"_template":"Default\\Items\\ListItem","_identifier":"block-169734","data":{"title":"NordVPN","titleUrl":"http://www.jdoqocy.com/click-101566658-13382109","linkTarget":"1","text":"NordVPN keeps your connection private and secure whether you are at home, traveling, or streaming from another country. It protects your data, blocks unwanted ads and trackers, and helps you access your paid subscriptions anywhere. Try it Today!"}},{"_template":"Default\\Items\\ListItem","_identifier":"block-171573","data":{"title":"Incogni","titleUrl":"http://www.jdoqocy.com/click-101566658-15718702","linkTarget":"1","text":"Incogni automatically removes your personal data from data brokers that trade in personal information online, helping reduce scam and identity theft risks without the hassle of manual opt-outs. Reclaim your privacy now!"}}]}},{"_template":"Default\\Content\\Heading","_identifier":"block-59517","data":{"align":"left","text":"Popular Stories","size":"large"}},{"_template":"Default\\Content\\Blogs","_identifier":"block-59530","data":{"items":[{"id":1406,"title":"7 Best VPN Services for Security, Speed, and Privacy","url":"https://www.scamadviser.com/articles/7-best-vpn-services-for-security-speed-and-privacy","excerpt":"In a nutshell: A good VPN protects your privacy with strong encryption, a strict no-logs policy, and fast protocols like WireGuard. The best VPNs also offer wide server coverage, leak protection, and easy-to-use apps for all devices. For 2025, the top providers are NordVPN, ExpressVPN, Surfshark, Proton VPN, Private Internet Access, CyberGhost, and Mullvad—each excelling in speed, security, or value.\r\n\r\nIn an age where every click is tracked, a Virtual Private Network (VPN) is no longer just a luxury—it's an essential tool for digital privacy and security. A VPN works by creating a secure, encrypted tunnel between your device and the internet, masking your real IP address and protecting your sensitive data from prying eyes.\r\nBut with hundreds of providers out there, how do you sort the secure from the suspect? This guide breaks down the non-negotiable features of a quality VPN and highlights the 7 top-rated services for 2025.\r\nWhat to Look for in a Good VPN: The 4 Non-Negotiable Pillars\r\n1. Ironclad Security Features\r\n\r\nStrong Encryption: AES-256, the gold standard.\r\nSecure Protocols: OpenVPN, WireGuard, NordLynx, Lightway. Avoid PPTP.\r\nKill Switch: Ensures no accidental IP leaks.\r\nLeak Protection: Covers DNS, IPv6, and WebRTC.\r\n\r\n2. Verified Privacy Practices\r\n\r\nNo-Logs Policy: No activity or metadata tracking.\r\nIndependent Audits: Verification by third parties.\r\nSafe Jurisdiction: Prefer countries outside the 5/9/14 Eyes alliances.\r\n\r\n3. High-Speed Performance\r\n\r\nFast Protocols: WireGuard and equivalents.\r\nLarge Server Network: Less crowding, more reliable speeds.\r\n\r\n4. Essential Usability Features\r\n\r\nMulti-Device Apps: Windows, Mac, iOS, Android, routers.\r\nSimultaneous Connections: One account, many devices.\r\nUnblocking Power: Netflix, Hulu, BBC ","buttonText":"Read more","renderAsInertiaLink":false},{"id":1475,"title":"Data Breach Victim? Your Emergency Action Plan Starts Now","url":"https://www.scamadviser.com/articles/data-breach-victim-your-emergency-action-plan-starts-now","excerpt":"How to Protect Yourself and Your Family After a Data Breach\r\nWhen Your Data Falls Into the Wrong Hands\r\nJust received that terrifying notification? Or perhaps you've noticed suspicious activity in your accounts? Take a deep breath. A data breach, the unauthorized access or exposure of sensitive, protected, or confidential data, is a deeply unsettling event. It can plunge you into a world of worry, bringing risks from financial losses and identity theft to significant emotional distress and reputational damage.\r\nThe numbers don't lie: according to a 2024 report, the number of data breach victim notices has grown by a staggering 211% year-over-year. This isn't just a distant threat; it's a stark reality many individuals face. This year alone, we've seen major organizations like Adidas and Qantas grapple with high-profile data breaches, affecting countless customers. This underscores a critical truth: nobody is untouchable. Subsequently, strategic action is the only way to minimize the risk and protect your future.\r\nThis guide is your emergency action plan, designed to walk you through every crucial step—from confirming the breach to fortifying your digital life for the long term.\r\nPart 1: Confirming the Breach and Understanding the Damage\r\nThe very first step is to answer the question definitively: Was my data compromised, and if so, how badly?\r\nStart with the basics:\r\n\r\nCheck Official NotificationsReputable companies are legally obligated to inform you if your data was part of a breach. Look for official emails, letters, or public announcements.\r\nCheck Verified Breach DatabasesPlatforms like HaveIBeenPwned help you see if","buttonText":"Read more","renderAsInertiaLink":false}]}}],"meta":{"title":"Chargeback Scams: When Shoppers Turn Scammers | Scamadviser","description":"Chargeback fraud can cause merchants to lose money and their products. Watch out for these tactics exploited by buyers to pull off Chargeback Scams.","canonical":"https://www.scamadviser.com/articles/chargeback-scams-when-shoppers-turn-scammers","alternates":[{"language":"x-default","url":"https://www.scamadviser.com/articles/chargeback-scams-when-shoppers-turn-scammers"},{"language":"nl","url":"https://www.scamadviser.com/nl/articles/chargeback-oplichting-shoppers-kunnen-ook-oplichters-zijn"},{"language":"pt","url":"https://www.scamadviser.com/pt/articles/fraudes-de-estorno-os-compradores-tambem-podem-ser-burloes"},{"language":"es","url":"https://www.scamadviser.com/es/articles/estafas-de-devolucion-de-cargo-los-compradores-tambien-pueden-ser-estafadores"},{"language":"de","url":"https://www.scamadviser.com/de/articles/rueckbuchungsbetrug-auch-einkaeufer-koennen-betrueger-sein"},{"language":"fr","url":"https://www.scamadviser.com/fr/articles/escroqueries-a-la-retrofacturation-les-acheteurs-peuvent-aussi-etre-des-escrocs"},{"language":"it","url":"https://www.scamadviser.com/it/articles/truffe-con-addebito-anche-gli-acquirenti-possono-essere-truffatori"},{"language":"uk","url":"https://www.scamadviser.com/uk/articles/shakhraystvo-z-povernenniam-plateziv-pokuptsi-tez-mozut-buty-shakhraiamy"},{"language":"ro","url":"https://www.scamadviser.com/ro/articles/inselaciuni-de-rambursare-a-debitului-cumparatorii-pot-fi-si-ei-escroci"},{"language":"ru","url":"https://www.scamadviser.com/ru/articles/moshennichestvo-s-vozvratom-platezhey-pokupateli-tozhe-mogut-byt-moshennikami"},{"language":"zh","url":"https://www.scamadviser.com/zh/articles/tui-kuan-pian-ju-gou-wu-zhe-ye-ke-neng-shi-pian-zi"},{"language":"tc","url":"https://www.scamadviser.com/tc/articles"},{"language":"ja","url":"https://www.scamadviser.com/jp/articles/chiyazibatsukuzha-qi-mai-iwu-ke-mozha-qi-shi-ninariuru"}]},"language":"en","head":[],"pendingCookieConsent":false,"isHomePage":false,"navigation":{"items":{"data":[{"id":1082,"name":"Report a Scam","template_name":"report_a_scam","newwindow":false,"url":"https://www.scamadviser.com/report-a-scam"},{"id":1103,"name":"Scam IQ Test","template_name":"redirect","newwindow":true,"url":"https://digital-survival-challenge-beta.vercel.app/"},{"id":1100,"name":"Business","template_name":"redirect","newwindow":true,"url":"https://www.scamadviserbiz.com/"}]},"languages":{"current":"en","available":[{"label":"Deutsch","code":"de","url":"https://www.scamadviser.com/de/articles/rueckbuchungsbetrug-auch-einkaeufer-koennen-betrueger-sein"},{"label":"English","code":"en","url":"https://www.scamadviser.com/articles/chargeback-scams-when-shoppers-turn-scammers"},{"label":"Español","code":"es","url":"https://www.scamadviser.com/es/articles/estafas-de-devolucion-de-cargo-los-compradores-tambien-pueden-ser-estafadores"},{"label":"Français","code":"fr","url":"https://www.scamadviser.com/fr/articles/escroqueries-a-la-retrofacturation-les-acheteurs-peuvent-aussi-etre-des-escrocs"},{"label":"Italiano","code":"it","url":"https://www.scamadviser.com/it/articles/truffe-con-addebito-anche-gli-acquirenti-possono-essere-truffatori"},{"label":"日本","code":"jp","url":"https://www.scamadviser.com/jp/articles/chiyazibatsukuzha-qi-mai-iwu-ke-mozha-qi-shi-ninariuru"},{"label":"Nederlands","code":"nl","url":"https://www.scamadviser.com/nl/articles/chargeback-oplichting-shoppers-kunnen-ook-oplichters-zijn"},{"label":"Português","code":"pt","url":"https://www.scamadviser.com/pt/articles/fraudes-de-estorno-os-compradores-tambem-podem-ser-burloes"},{"label":"Romanian","code":"ro","url":"https://www.scamadviser.com/ro/articles/inselaciuni-de-rambursare-a-debitului-cumparatorii-pot-fi-si-ei-escroci"},{"label":"Russian","code":"ru","url":"https://www.scamadviser.com/ru/articles/moshennichestvo-s-vozvratom-platezhey-pokupateli-tozhe-mogut-byt-moshennikami"},{"label":"繁体中文","code":"tc","url":"https://www.scamadviser.com/tc/articles"},{"label":"Ukrainian","code":"uk","url":"https://www.scamadviser.com/uk/articles/shakhraystvo-z-povernenniam-plateziv-pokuptsi-tez-mozut-buty-shakhraiamy"},{"label":"简体中文","code":"zh","url":"https://www.scamadviser.com/zh/articles/tui-kuan-pian-ju-gou-wu-zhe-ye-ke-neng-shi-pian-zi"}]},"search":{"placeholders":{"website":"Enter any website, phone number, crypto address, IBAN number...","phone":"Search phone","crypto":"Search a cryptoaddress...","iban":"Search a IBAN address..."},"urls":{"website":"https://www.scamadviser.com/check-website","phone":"https://www.scamadviser.com/check-phone","crypto":"https://www.scamadviser.com/check-crypto","iban":"https://www.scamadviser.com/check-iban"}}},"footer":{"consumerSection":{"title":"For Consumers","items":{"data":[{"id":37,"name":"Report a Scam","template_name":"redirect","newwindow":false,"url":"https://www.scamadviser.com/leave-review"},{"id":1048,"name":"How to get your money back","template_name":"redirect","newwindow":false,"url":"https://www.scamadviser.com/how-to-get-your-money-back-from-a-scam"},{"id":1078,"name":"ScamAdviser App & Browser Extension","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/download-browser-extension-app"},{"id":1058,"name":"How to Recognize a Scam","template_name":"redirect","newwindow":false,"url":"https://www.scamadviser.com/how-to-recognize-a-scam"},{"id":1072,"name":"Check a site for me","template_name":"redirect","newwindow":false,"url":"https://www.scamadviser.com/check-a-site-for-me"}]}},"businessSection":{"title":"For Businesses","items":{"data":[{"id":1017,"name":"Claim your Website","template_name":"claim-website","newwindow":false,"url":"https://www.scamadviser.com/claim-your-site"},{"id":1085,"name":"API & Data Feed","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/scamadviser-api"},{"id":1025,"name":"Install Our Logo","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/install-our-logo"},{"id":1015,"name":"Become our Partner","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/become-a-partner"},{"id":1023,"name":"Advertise on ScamAdviser","template_name":"redirect","newwindow":false,"url":"https://www.scamadviser.com/advertise-on-scamadviser"}]}},"aboutUsSection":{"title":"About Scamadviser","items":{"data":[{"id":20,"name":"About Us","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/about-scamadviser"},{"id":14,"name":"FAQ","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/faq"},{"id":1012,"name":"In the Press","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/in-the-press"},{"id":13,"name":"Contact","template_name":"contact","newwindow":false,"url":"https://www.scamadviser.com/contact"}]}},"subFooter":{"items":{"data":[{"id":16,"name":"Privacy Policy","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/privacy-policy"},{"id":17,"name":"Terms & Conditions","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/terms-conditions"},{"id":1061,"name":"Imprint","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/imprint"},{"id":28,"name":"Disclaimer","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/disclaimer"},{"id":18,"name":"Content Guidelines","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/review-guidelines"},{"id":1039,"name":"Notice and Take Down","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/notice-and-take-down-procedure"},{"id":1040,"name":"Sitemap","template_name":"sitemap","newwindow":false,"url":"https://www.scamadviser.com/sitemap"},{"id":1016,"name":"Copyright","template_name":"default","newwindow":false,"url":"https://www.scamadviser.com/copyright-notice"}]}},"initiativeText":"ScamAdviser is a member of"},"socials":[{"url":"https://www.facebook.com/sadviser/","icon":"facebook-square"},{"url":"https://www.youtube.com/channel/UCERAPMuOxhqOg6WqIDR1G2w","icon":"youtube"},{"url":"https://twitter.com/scamadviser","icon":"twitter-square"},{"url":"https://www.linkedin.com/company/scamadviser","icon":"linkedin-square"},{"url":"https://t.me/scamadviser_scammybot","icon":"telegram"},{"url":"https://wa.me/31612902070","icon":"whatsapp"},{"url":"https://www.scamadviser.com/scammy-chatbot","icon":"university"}]},"url":"/articles/chargeback-scams-when-shoppers-turn-scammers","version":"b585c9c1f4996e80265fb32e550ca3c3","encryptHistory":false,"clearHistory":false}">